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By sectorUK Ltd & LLP onlyFunding, sector by sector
Cash-flow problems look different depending on what you do. These pages set out how the gap actually forms in each sector, what operators use funding for, and what an advance costs on our published rates — before you speak to anyone, including us.
Find yours.
Every page carries the same facts: Solvo lends £10,000 to £75,000 from its own book over 20 or 26 weeks, usually funded within 24–72 hours of final documents. Larger facilities are arranged through our lending partners. Applying costs nothing and takes about three minutes.
Funding for restaurants, cafés and bars
Hospitality earns daily and pays monthly — and the gap between the two is where most operators get squeezed. Solvo lends its own money against that pattern, with one decision and a fixed total cost.
Read more → Sector · ConstructionFunding for construction firms and trades
You buy materials and pay labour in week one, and get paid in week ten. That gap is not a business problem — it is a funding problem, and it has a price you can calculate in advance.
Read more → Sector · RetailFunding for retail and e-commerce
Stock is cash you cannot spend. The whole discipline of retail funding is buying enough to meet demand without turning your bank balance into a stockroom.
Read more → Sector · TransportFunding for transport and logistics
Fuel, wages and maintenance go out weekly. Customers pay on 30, 60 or 90 days. Everything in between is working capital.
Read more → Sector · Professional servicesFunding for agencies and professional services
Your costs are people, and people are paid monthly regardless of when the client pays. That is the entire cash-flow story of a services business.
Read more → Sector · Personal careFunding for salons, clinics and personal care
Daily card takings, monthly rent, and equipment that costs five figures when it fails. A predictable business with an unpredictable cash calendar.
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