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Website Terms of Use

Last updated: 29 July 2026

1. Who we are and what these terms cover

This website is operated by Solvo Funding Ltd ("we", "us", "our"), trading as Solvo Funding, registered in England and Wales under company number [COMPANY NUMBER], with registered office at 128 City Road, London, EC1V 2NX. You can contact us at nir@solvofunding.co.uk or on +44 20 4577 4091.

These terms apply to your use of this website and to enquiries made through it. By using the site, you accept these terms. If you don't agree with them, please don't use the site.

2. What we do — and what we don't

• Solvo Funding Ltd both lends and introduces. As a lender, we provide revenue-based advances of £10,000 to £75,000 to UK limited companies and LLPs from our own funds, under our own advance agreement. As an intermediary, we introduce companies to third-party lenders for facilities we do not fund ourselves — including larger amounts and unsecured term loans.
• We tell you in writing which capacity applies to your application before you accept any offer. Where we are the lender, we are offering you our own product, not a comparison of the market, and you are free to go elsewhere. Where a third-party lender provides the finance, it is provided under that lender's own terms, which you should read carefully before accepting.
• We do not provide advice or recommendations — financial, legal, tax or otherwise. Information on this site is general information only. The decision to accept any offer is yours alone, and you should consider taking independent professional advice before entering into any finance agreement.
• We work exclusively with incorporated businesses (Ltd / LLP). We do not provide services to sole traders, partnerships or consumers.

3. No guarantee of funding

Submitting an enquiry does not guarantee an introduction, an offer, or funding. All finance is subject to status and to each lender's own assessment and criteria. Timescales quoted on this site (for example, funding in 24–72 hours) are indicative of typical cases and are not a commitment. Illustrative figures, including factor-rate examples, are examples only and are not quotes or offers.

4. The free credit assessment

The check at /credit-check/ is a free tool we provide as general information. It is produced by an automated system which reads your company's public Companies House record and scores the amount and term you enter against it. No person writes the result.

It is not a lending decision, an offer, a quote, a credit search or advice. Running it does not submit an application, no lender sees the result, and it does not commit you, us or any lender to anything. It has no effect on your company's credit file — we do not search your company's credit file in order to produce it, and running the check leaves no record with any credit reference agency. Any real lending decision is made later, by a lender, on a full application and under that lender's own criteria; section 3 applies to it in full.

Indicative rates, monthly payments and every other figure the check produces are illustrations generated from public data, not quotes. They may differ materially from anything a lender would actually offer, and you should not rely on them in deciding anything. The underlying data comes from the Companies House register and can be out of date, incomplete or wrong; we do not warrant it, and section 7 applies to the check as it does to the rest of this site.

Use the check for your own company, or for a company you are authorised to act for. Do not use it to assess companies you have no connection with, and do not use it automatically, in bulk, or to compile a dataset. Each check costs us real money to run, so we may rate-limit it, refuse a request, or withdraw the tool at any time, for any reason and without notice. It is free, and we make no commitment to keep providing it.

What we collect when you use it, how long we keep it, and your rights over an automated assessment are set out in our privacy policy — sections 2, 6, 9 and 11.

5. Fees and commission

Where Solvo Funding is the lender: we charge no fee to apply and no fee to receive an offer. If you accept an advance, an arrangement fee — currently 5% of the advance — is deducted from the amount paid to you at funding. The exact amount in pounds is stated in your agreement before you sign it. We may also pay a commission to a third party who introduced you to us; where that applies we will tell you, and tell you the amount, before you accept.

Where Solvo Funding acts as an introducer: you pay us nothing. The lender pays us a commission, typically 2%–6% of the amount advanced and higher on some specialist facilities. We disclose the amount in pounds, the percentage, and the figure the percentage is calculated on, before you accept any offer.

Commission is typically 2%–6%, calculated on the amount advanced to your company.

There is one exception to that basis, and it matters. On a revolving credit line, an overdraft-type facility, or any other facility with an approved limit that you draw against in part, commission is calculated on the approved facility limit and not on the amount you draw. It does not fall if you draw less than the limit. On a £70,000 revolving line at 5% of the limit, our commission is £3,500 whether you draw the full £70,000 or only £20,000 — and on a £20,000 drawdown that is 17.5% of the money your company actually received, even though the rate is 5%.

On merchant cash advance, revenue-based finance and some specialist facilities, commission may be higher than 6%.

We publish no maximum. There is no ceiling of any kind. We would rather publish nothing than a maximum we cannot stand behind.

In place of a maximum, we give you this undertaking. On every deal, in writing, before you accept any offer, and without your having to ask, we will tell you three things: the amount of commission in pounds sterling, the percentage, and the figure that percentage is calculated on — the amount advanced, or the facility limit where the exception above applies. All three, every time. A percentage on its own is not disclosure and we do not treat it as one. You may also ask us for the same three items in writing at any other point, before or after completion, at no charge and without giving a reason: email nir@solvofunding.co.uk.

6. Your responsibilities

• You confirm that you are authorised to act on behalf of the company you submit an enquiry for.
• You will provide information that is accurate, complete and not misleading. Lenders rely on it, and providing false information to obtain credit may be a criminal offence.
• You will not use this site unlawfully, attempt to interfere with its operation, or submit automated or fraudulent enquiries.

7. Website content and accuracy

We take care to keep the content of this site accurate and up to date, but we make no representation or warranty that it is complete, accurate or current, and we may change it at any time without notice. Content is provided "as is" for general information and does not form part of any contract.

8. Intellectual property

The content of this site — including text, design, graphics and logos — is owned by or licensed to Solvo Funding Ltd and is protected by copyright and other intellectual property rights. You may view, download and print pages for your own internal business use. You may not otherwise copy, reproduce or redistribute content without our prior written consent.

9. Links to other sites

This site may link to third-party websites, including lenders' sites. Links are provided for convenience only; we don't control those sites and accept no responsibility for their content or how they handle your data.

10. Liability

Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any liability that cannot be excluded by law.

Subject to that, and to the extent permitted by law: we exclude all implied conditions, warranties and representations relating to this website and its content; and we will not be liable for any loss of profit, revenue, business, contracts, anticipated savings or data, or for any indirect or consequential loss, arising from your use of (or inability to use) this website or your reliance on its content. This site is intended for use by businesses, and you agree not to use it for any consumer purpose.

Your agreement with any lender is between your company and that lender; we are not a party to it and are not responsible for a lender's decisions, products or conduct.

11. Privacy

Our privacy policy explains how we collect and use personal information, including how enquiry details are shared with our lending partners. It forms part of these terms.

12. Changes to these terms

We may revise these terms at any time by updating this page. The version in force when you use the site applies to that use — please check back from time to time.

13. Governing law and jurisdiction

These terms, their subject matter and formation are governed by the law of England and Wales, and the courts of England and Wales have exclusive jurisdiction over any dispute arising from them or from your use of this website.